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Privacy Policy | iShopOneLife Loans

Privacy Policy

Last Updated: March 25, 2026

Important: This website is operated by iShopOneLife Loans, an independent advertising-supported comparison service. We are not a lender. By submitting your information, you agree that it may be shared with third-party lenders and financial service providers in our network.

1. Who We Are

iShopOneLife Loans ("we," "us," or "our") operates this website as an independent lead generation and comparison service. We connect consumers with third-party lenders and financial service providers. Our contact email is [email protected].

2. Information We Collect

When you interact with this website or submit a request, we may collect the following types of information:

  • Personal identifiers: name, email address, phone number, home address
  • Financial information: income, employment status, bank account type
  • Device and usage data: IP address, browser type, pages visited, referring URL
  • Any other information you voluntarily provide through forms on this site

3. How We Use Your Information

We use the information we collect for the following purposes:

  • To match you with lenders or financial service providers who may offer loan products
  • To communicate with you about your inquiry via email, phone, or SMS
  • To improve the functionality and content of our website
  • To comply with legal obligations and enforce our Terms of Service
  • To send marketing communications, where permitted by law

4. Sharing Your Information — Lead Disclosure

By submitting your information on this website, you expressly authorize iShopOneLife Loans to share your personal and financial information with:

  • Third-party lenders and financial institutions in our lending network
  • Affiliated marketing partners and lead aggregators
  • Service providers who assist us in operating this website

These third parties may contact you by phone, email, or text message regarding loan products and financial services. We do not control the privacy practices of these third parties and encourage you to review their privacy policies.

5. TCPA Consent & Electronic Communications

By submitting your information on this website, you provide your express written consent under the Telephone Consumer Protection Act (TCPA) and applicable state laws to be contacted by iShopOneLife Loans and its lending partners via:

  • Automated telephone calls, including calls made using an automatic telephone dialing system (ATDS)
  • Pre-recorded or artificial voice messages
  • Text messages (SMS/MMS)
  • Email communications

This consent is not a condition of purchasing any goods or services. You may revoke consent at any time by contacting us at [email protected] or by replying STOP to any text message.

6. Credit Inquiry Disclosure

Checking your loan options through this website does not result in a hard credit inquiry and will not affect your credit score. However, if you proceed to apply directly with a lender, that lender may perform a hard credit inquiry as part of their application process, which may affect your credit score.

7. Cookies and Tracking Technologies

We use cookies, web beacons, and similar tracking technologies to collect usage data, measure advertising performance, and improve user experience. You may disable cookies in your browser settings, though this may affect site functionality.

We may use third-party analytics and advertising services (such as Google Analytics and Google Ads) that collect data about your use of this site. These services have their own privacy policies governing data use.

8. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes described in this policy, comply with legal obligations, and resolve disputes. You may request deletion of your data by contacting us at [email protected].

9. Your Rights

Depending on your state of residence, you may have the right to:

  • Access the personal information we hold about you
  • Request correction of inaccurate data
  • Request deletion of your personal information
  • Opt out of the sale of your personal information (where applicable under CCPA)
  • Withdraw consent for marketing communications

To exercise any of these rights, contact us at [email protected].

10. California Residents — CCPA Notice

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA). We may sell or share personal information with third-party lenders and marketing partners as described in Section 4. You have the right to opt out of the sale of your personal information by contacting us at [email protected].

11. Children's Privacy

This website is not directed to individuals under the age of 18 (or 20, as required by our lending partners). We do not knowingly collect personal information from minors. If you believe a minor has submitted information to us, please contact us immediately.

12. Security

We implement industry-standard security measures including SSL encryption and secure data transmission to protect your personal information. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

13. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated "Last Updated" date. Continued use of this website after changes constitutes acceptance of the updated policy.

14. Contact Us

If you have questions about this Privacy Policy, please contact us at:
Email: [email protected]
Website: iShopOneLife Loans